What do you know about homeowner’s insurances in Miami? How much do they cost? What type of protection do they provide? In what cases do they apply? Where can you find optimal insurances in terms of price and coverage? First Class Insurance can answer all those questions! Our firm deals extensively with homeowner’s insurances, specifically with clients looking for good insurance.
It doesn’t matter where you live in Miami. You’ll still need an insurance policy to safeguard your home and your family. Whether it’s fire, water, or hurricane coverage, these things are none too rare in Miami. Our company can help you choose a fitting homeowner’s insurance, so call us at (305) 433-5686 or use our online form for more information!
What Are the Types of Homeowner’s Insurance?
Miami insurance companies offer several types of homeowner’s insurance policies that vary depending on several factors. Depending on where you live, you should get several types of coverage. Households fall under different risk categories depending on the location, with several types of home damage, such as:
- Water damage
- Mold damage
- Fire damage
- Theft and vandalism damage
- Hurricane damage
- Hail damage
- Wind damage
- Business interruption damage
The Hurricane Season is widely known for its destructiveness across all of Florida. That’s when insurance companies are most busy trying to cover for everyone’s property damage. If you don’t have hurricane or water coverage, you’ll be left out in the open. You’ll need to cover all the repair expenses by yourself, which isn’t a great option for most people.
First Class Insurance can give you several insurance quotes, depending on your needs and financial possibilities. Jean Sorel, our head insurance agent, will explain the essentials of homeowner’s insurance policies and help you choose the best one. It’s much easier to buy insurance when you understand what it offers. That’s what we do here!
We help you understand your options and search through our network of associates for the best options available.
Jean Sorel – Expert Insurance Agent in Miami
Jean Sorel is our in-house homeowner insurance agent. He’s had hands-on experience with insurance companies for the last 18 years, leading to developing a unique skill set in this domain. His area of expertise stretches across several domains, including homeowner’s insurance, auto insurance, Obamacare enrollment education, income tax preparation, and real estate.
As an insurance agent, he educates his clients on the ins and outs of insurance policies. He can explain concepts such as ACV, RCV, exclusions, monthly premiums, covered perils, and deductibles. You can’t choose good insurance without knowing what these terms mean and how they influence your coverage. An ACV policy functions differently than an RCV one, and depending on the exclusion list, your home may not be covered in case of specific damaging events.
At that point, your household and your family’s safety may be in danger. This is one of the reasons we do what we do. Jean Sorel strives to help anyone living in Miami acquire affordable homeowner’s insurance. Even that is better than nothing when it comes to family safety.
The monthly premiums will grow depending on how extensive the coverage is. If the insurance policy covers multiple types of damage, it’s going to be more expensive. But Jean Sorel knows great deals that can help you better safeguard your household. There aren’t many affordable insurance policies that offer great protection but we can recommend them!
If you hire Jean Sorel, you’ll receive the following benefits:
- Water/flood protection
- Best carriers
- Save up to 30%
- Free instant quotes
- Hurricane protection
Is your home in an area frequently plagued by robberies and thefts? Or are you afraid of wildfires? Perhaps your home is prone to mold? Whatever the case, there’s an ideal homeowner’s insurance ready for you. We’ll give you a quote and you make the decision!
Why Choose First Class Insurance?
First Class Insurance is a veteran in the insurance market. With over 18 years of experience in it, we’ve learned which insurances are the best and how to use them most effectively. Insurance companies are also very self-interested when it comes to paying the coverage. They’ll actively try to underestimate the incurred damage to pay you less money. But we can help with that too!
Jean Sorel not only recommends best-buy insurances but also teaches you more about property damage. We can talk it out over an appointment and hopefully, you’ll learn useful things about insurance policies. You may be confused about many things related to insurance policies but we’ll clear away those confusions. With knowledge comes preparation, after all!
For more information on our services and how we can help, call us at (305) 433-5686 or use our online form. Jean Sorel will guide you personally in choosing the right homeowner’s insurance for you and your family. It’s never too late to acquire insurance, so don’t hesitate to contact us!